How it works - WalletConnect Pay Docs

The payment lifecycle

Whatever UI you build, the runtime moves a payment through the same stages. Your job is to render each stage and call the matching action.

Load the payment

The buyer arrives with a payment ID (from a QR code, link, or your checkout). The runtime fetches the payment intent — amount, merchant, accepted tokens.

Connect a wallet

The buyer connects a wallet through the WalletProvider seam. The runtime reads their accounts across the supported networks.

Fetch payment options

Given the connected accounts, the Engine returns the concrete ways to pay — token, network, amount, fees, and whether compliance data is required.

Select & build

The buyer picks an option. The runtime builds the transaction(s) and the exact wallet-RPC actions to sign.

Sign

The Signer drives the wallet through the required signatures (e.g. a permit + the payment).

Confirm & settle

Signed results are submitted to confirm the payment. The runtime then polls status until the payment succeeds, fails, or expires.

How it fits together

The Headless SDK follows a headless runtime + host model. The payment flow lives entirely in the SDK; your application is the host that consumes it. The runtime reaches the outside world only through five injectable seams — so you can swap in your own transport, wallet, timing, and analytics, and reuse the exact same payment machine.

The five seams the runtime depends on:

Seam What it abstracts Provided by
Transport Engine HTTP calls pay-core createHttpTransport → your server route
WalletProvider connect / accounts / provider / switch pay-appkit, or your own wallet integration
Signer sign a payment option’s wallet-RPC actions pay-appkit createAppKitSigner — one call (wraps pay-state’s signing; drop to its raw strategies only for a custom, non-AppKit wallet)
Clock intervals + page visibility (for polling) browser timers (the SDK ships a default)
Telemetry analytics breadcrumbs your analytics pipeline (optional)

@walletconnect/pay-state ships browser-ready Clock and Telemetry defaults (browserClock, noopTelemetry). In practice, a React/Next.js gateway wires just the Transport (pointed at your server route); the WalletProvider and Signer come ready-made from pay-appkit (<PayAppKitProvider> + createAppKitSigner), and it reuses browserClock for the rest. Telemetry is optional.

The Engine API key never reaches the browser

WalletConnect Pay’s Engine API is authenticated with a secret API key that must stay server-side. The SDK enforces this split: the browser talks to your server, and your server talks to the Engine.

pay-core exposes two entry points for exactly this: createHttpTransport for the browser (talks to your server) and createEngineClient (imported from @walletconnect/pay-core/server) which holds the API key and talks to the Engine. In a Next.js app, your Route Handler sits in the middle.

Next steps

Implementation
Build a complete checkout in React / Next.js, step by step.

Packages Reference
The public API of pay-core, pay-state, pay-react, and pay-appkit.