Tap to Pay - Wallet Integration Guide - WalletConnect Pay Docs

Tap to Pay

Tap to Pay is an experimental feature. If you’re interested in implementing and testing it in your wallet, reach out to our team before getting started.

This guide covers how to integrate Tap to Pay into a third-party wallet app on Android and iOS.

Android

How It Works

When a user taps their phone on a POS terminal, the terminal emits an NDEF tag with a single URI record pointing to https://pay.walletconnect.com. Android dispatches this in one of three ways:

When the wallet app is already in the foreground, foreground dispatch takes priority over manifest filters and delivers the intent directly.

Flow: Tap from Home Screen (Phone Unlocked, No App in Foreground)

Browser Wallet App Android OS Android NFC Stack POS Terminal
alt[1 wallet with verified App Link]
alt[Multiple wallets installed]
alt[No wallet installed]
NDEF tag emulated (single URI record)
NDEF_DISCOVERED intent(matches URI: https://pay.walletconnect.com)
App Link opens NfcPaymentActivity
Extract payment URL from intent data
Start payment flow
Show Activity Chooser("Open with...")
User selects wallet
Extract payment URL from intent data
Start payment flow
Open https://pay.walletconnect.com/?pid=pay_xxx
Wallet chooser web page(App Store / Play Store links)

Flow: Tap from Wallet App (Foreground)

Wallet App (Foreground) Android NFC POS Terminal
App is open, NFC foreground dispatch active
NDEF tag emulated (URI record)
NDEF_DISCOVERED dispatched to foreground Activity
Parse URI record
Extract payment URL
Start payment flow immediately

Integration Steps

  1. Register with WalletConnect for App Links
    Android App Links require pay.walletconnect.com to list your app in its /.well-known/assetlinks.json file. Without this, autoVerify intent filters won’t pass verification. Provide the following to WalletConnect:

    • Package name
    • SHA-256 certificate fingerprint(s)
  2. Manifest Setup
    Add NFC permissions:

    <uses-feature
        android:name="android.hardware.nfc"
        android:required="false" />
    
``` Register a translucent activity with three intent filters — each covers a different Android dispatch path for the same NFC tap:
<activity
    android:name=".nfc.NfcPaymentActivity"
    android:exported="true"
    android:excludeFromRecents="true"
    android:taskAffinity=""
    android:theme="@style/Theme.YourWallet.Translucent">

<!-- 1. NDEF_DISCOVERED: happy path. -->
    <intent-filter>
        <action android:name="android.nfc.action.NDEF_DISCOVERED" />
        <category android:name="android.intent.category.DEFAULT" />
        <data android:scheme="https" android:host="pay.walletconnect.com" />
    </intent-filter>

<!-- 2. TECH_DISCOVERED: fallback. -->
    <intent-filter>
        <action android:name="android.nfc.action.TECH_DISCOVERED" />
        <category android:name="android.intent.category.DEFAULT" />
    </intent-filter>
    <meta-data
        android:name="android.nfc.action.TECH_DISCOVERED"
        android:resource="@xml/nfc_tech_filter" />

<!-- 3. App Links: non-NFC path. -->
    <intent-filter android:autoVerify="true">
        <action android:name="android.intent.action.VIEW" />
        <category android:name="android.intent.category.DEFAULT" />
        <category android:name="android.intent.category.BROWSABLE" />
        <data android:scheme="https" android:host="pay.walletconnect.com" />
    </intent-filter>

</activity>

Create res/xml/nfc_tech_filter.xml:

<resources>
    <tech-list>
        <tech>android.nfc.tech.IsoDep</tech>
        <tech>android.nfc.tech.Ndef</tech>
    </tech-list>
    <tech-list>
        <tech>android.nfc.tech.Ndef</tech>
    </tech-list>
    <tech-list>
        <tech>android.nfc.tech.NfcA</tech>
    </tech-list>
    <tech-list>
        <tech>android.nfc.tech.NfcB</tech>
    </tech-list>
</resources>
  1. Implement the NFC Interceptor Activity
    The activity handles multiple intent paths to extract the payment URL:

    class NfcPaymentActivity : AppCompatActivity() {
    

override fun onCreate(savedInstanceState: Bundle?) { super.onCreate(savedInstanceState) val paymentUrl = extractPaymentUrl(intent) if (paymentUrl != null) openPaymentFlow(paymentUrl) finish() }

override fun onNewIntent(intent: Intent) { super.onNewIntent(intent) val paymentUrl = extractPaymentUrl(intent) ?: return openPaymentFlow(paymentUrl) finish() }

private fun openPaymentFlow(paymentUrl: String) { startActivity( Intent(this, YourMainWalletActivity::class.java).apply { action = ACTION_NFC_PAYMENT putExtra(EXTRA_PAYMENT_URL, paymentUrl) addFlags(Intent.FLAG_ACTIVITY_NEW_TASK or Intent.FLAG_ACTIVITY_SINGLE_TOP) } ) }

private fun extractPaymentUrl(intent: Intent?): String? { if (intent == null) return null return when (intent.action) { // App Links — URL is in intent.data Intent.ACTION_VIEW -> intent.data?.let { unwrapPaymentUrl(it.toString()) } // NDEF tag — URL is in NDEF extras NfcAdapter.ACTION_NDEF_DISCOVERED -> extractFromNdefExtras(intent) // TECH fallback — read NDEF from Tag object NfcAdapter.ACTION_TECH_DISCOVERED -> extractFromTag(intent) ?: extractFromNdefExtras(intent) else -> null } } }


4. **Add Foreground Dispatch (wallet already open)**  
When the wallet activity is in the foreground, manifest intent filters may not fire. Use foreground dispatch to claim NFC priority:

```kotlin
class NfcPaymentReader(
    private val activity: Activity,
    private val onPaymentUrl: (String) -> Unit,
) {
    private val nfcAdapter = NfcAdapter.getDefaultAdapter(activity)

private val pendingIntent by lazy {
        PendingIntent.getActivity(
            activity, 0,
            Intent(activity, activity.javaClass)
                .addFlags(Intent.FLAG_ACTIVITY_SINGLE_TOP),
            PendingIntent.FLAG_MUTABLE
        )
    }

fun enable() {
        nfcAdapter?.enableForegroundDispatch(
            activity, pendingIntent,
            arrayOf(IntentFilter(NfcAdapter.ACTION_TECH_DISCOVERED)),
            arrayOf(
                arrayOf(Ndef::class.java.name),
                arrayOf(IsoDep::class.java.name)
            )
        )
    }

fun disable() {
        nfcAdapter?.disableForegroundDispatch(activity)
    }

/** Call from Activity.onNewIntent(). Returns true if handled. */
    fun handleIntent(intent: Intent): Boolean {
        // Same NDEF/Tag extraction logic as NfcPaymentActivity.
        // If a pay.walletconnect.com URL is found, call onPaymentUrl(url) and return true.
        // Otherwise return false.
    }
}

Wire it into your main activity:

override fun onCreate(savedInstanceState: Bundle?) {
    super.onCreate(savedInstanceState)
    nfcReader = NfcPaymentReader(this) { url -> processPayment(url) }
}

override fun onResume() { super.onResume(); nfcReader.enable() }
override fun onPause()  { super.onPause();  nfcReader.disable() }

override fun onNewIntent(intent: Intent) {
    super.onNewIntent(intent)
    if (nfcReader.handleIntent(intent)) return
    // ...other intent handling
}
  1. Process Payment via WalletKit Pay
    PaymentFlow.kt

    // 1. Fetch payment options
    val accounts = listOf("eip155:1:0xABC...", "eip155:137:0xABC...")
    val options = WalletKit.Pay.getPaymentOptions(paymentUrl, accounts).getOrThrow()
    

// 2. Display options to user; user selects one

// 3. Get required signing actions val actions = WalletKit.Pay.getRequiredPaymentActions(paymentId, optionId).getOrThrow()

// 4. Sign each action val signatures = actions .filterIsInstance<Wallet.Model.RequiredAction.WalletRpc>() .map { rpc -> yourSigner.sign(rpc.action.method, rpc.action.params) }

// 5. Confirm payment WalletKit.Pay.confirmPayment( Wallet.Params.ConfirmPayment(paymentId, optionId, signatures, collectedData) )


## iOS

### How It Works

When a user taps their phone on a POS terminal, iOS reads the NDEF tag automatically (Background Tag Reading, iOS 13+) and resolves the URL as a Universal Link. Depending on what’s installed:

- **One wallet registered in AASA** — iOS shows a notification banner “Open in [Wallet]”; user taps to open.
- **Multiple wallets in AASA** — AASA is evaluated top-to-bottom; first installed match wins (no disambiguation UI). On iOS 26, a system wallet chooser modal is shown instead.
- **No wallet installed** — iOS opens the URL in Safari, which shows a wallet chooser page with App Store links.

When the wallet app is in the foreground, the app can trigger a manual NFC scan via `NFCNDEFReaderSession`, which takes priority over Background Tag Reading.

#### Flow: Tap from Home Screen (Phone Unlocked, No App in Foreground)

| Safari                      | Wallet App              | iOS                  | iOS Background Tag Reading | POS Terminal          |
|-----------------------------|------------------------|----------------------|----------------------------|-----------------------|
| alt[1 wallet registered in AASA] |                        |                      |                            |                       |
| alt[Multiple wallets in AASA] |                        |                      |                            |                       |
| alt[Multiple wallets in AASA (iOS 26)] |                    |                      |                            |                       |
| alt[No wallet installed]    |                        |                      |                            |                       |
| NDEF tag detected (screen on) |                      |                      |                            |                       |
| Parse NDEF records          |                      |                      |                            |                       |
| Find URI record with Universal Link |                |                      |                            |                       |
| Show notification banner: "Open in [Wallet]" |         |                      |                            |                       |
| User taps notification       |                      |                      |                            |                       |
| SceneDelegate receives Universal Link |             |                      |                            |                       |
| Start payment flow (autoPayMode) |                     |                      |                            |                       |
| AASA evaluated top-to-bottom |                      |                      |                            |                       |
| First installed match wins (no disambiguation UI) |  |                      |                            |                       |
| SceneDelegate receives Universal Link |             |                      |                            |                       |
| Start payment flow (autoPayMode) |                     |                      |                            |                       |
| Show system wallet chooser modal |                   |                      |                            |                       |
| User picks a wallet         |                      |                      |                            |                       |
| SceneDelegate receives Universal Link |             |                      |                            |                       |
| Start payment flow (autoPayMode) |                     |                      |                            |                       |
| Open payment URL in Safari   |                     |                      |                            |                       |
| Wallet chooser web page (App Store links) |       |                      |                            |                       |

#### Flow: Tap from Wallet App (Foreground)

| Payment Flow                | NFC                     | Wallet App (Foreground) | POS Terminal           |
|-----------------------------|-------------------------|-------------------------|-----------------------|
| Active reader session takes priority over Background Tag Reading |  |                       |                       |
| Payment completes           |                        |                       |                       |
| Press NFC scanner button    |                        |                       |                       |
| onAppear() -> NFCPaymentReader.scan() |        |                       |                       |
| Show "Ready to Pay" NFC sheet |                    |                       |                       |
| NDEF tag detected            |                       |                       |                       |
| invalidateAfterFirstRead: true |                     |                       |                       |
| didDetectNDEFs callback |                       |                       |                       |
| Extract URI from NDEF record |                     |                       |                       |
| Auto-close NFC sheet        |                    |                       |                       |
| Present PayModule (full screen) |              |                       |                       |
| Payment confirmation + signing |                  |                       |                       |
| Dismiss PayModule           |                     |                       |                       |
| Return to Balances screen   |                    |                       |                       |
| onAppear() restarts NFC session |              |                       |                       |
| Show "Ready to Pay" again |                     |                       |                       |

### Integration Steps

1. **Register with WalletConnect for Universal Links**  
Universal Links require `pay.walletconnect.com` to host an Apple App Site Association (AASA) file listing your app. WalletConnect will add your app to `pay.walletconnect.com/.well-known/apple-app-site-association`. Provide:
- Apple Team ID
- Bundle ID

2. **Entitlements**  
Add two entitlements in your `.entitlements` file. **Associated Domains** (for Universal Links / Background Tag Reading):

```xml
<key>com.apple.developer.associated-domains</key>
<array>
    <string>applinks:pay.walletconnect.com</string>
</array>

NFC Tag Reading (for manual CoreNFC scans):

<key>com.apple.developer.nfc.readersession.formats</key>
<array>
    <string>TAG</string>
</array>

Also enable these capabilities in Xcode → Target → Signing & Capabilities:

  1. Info.plist
    Add the NFC usage description (required by Apple for CoreNFC):

    <key>NFCReaderUsageDescription</key>
    <string>This app reads NFC tags to receive payment links from POS terminals.</string>
    
  2. Implement the NFC Reader (manual scan path)
    This handles the case where the user taps an NFC button inside the app to initiate a read:

    import CoreNFC
    

final class NFCPaymentReader: NSObject {

static let shared = NFCPaymentReader() static var isAvailable: Bool { NFCNDEFReaderSession.readingAvailable }

private var session: NFCNDEFReaderSession? private var completion: ((Result<String, Error>) -> Void)?

func scan(completion: @escaping (Result<String, Error>) -> Void) { guard NFCNDEFReaderSession.readingAvailable else { completion(.failure(NFCPaymentError.notAvailable)) return }

self.completion = completion session = NFCNDEFReaderSession( delegate: self, queue: .main, invalidateAfterFirstRead: true // auto-dismiss after first tag ) session?.alertMessage = "Ready to Pay" session?.begin() } }

extension NFCPaymentReader: NFCNDEFReaderSessionDelegate {

func readerSessionDidBecomeActive(_ session: NFCNDEFReaderSession) {}

func readerSession(_ session: NFCNDEFReaderSession, didDetectNDEFs messages: [NFCNDEFMessage]) { for message in messages { for record in message.records { if let url = record.wellKnownTypeURIPayload() { session.alertMessage = "Payment link received!" session.invalidate() completion?(.success(url.absoluteString)) completion = nil return } } } session.invalidate(errorMessage: "No payment link found on this NFC tag.") completion?(.failure(NFCPaymentError.noPaymentLink)) completion = nil }

func readerSession(_ session: NFCNDEFReaderSession, didInvalidateWithError error: Error) { if let nfcError = error as? NFCReaderError, nfcError.code == .readerSessionInvalidationErrorFirstNDEFTagRead || nfcError.code == .readerSessionInvalidationErrorUserCanceled { if nfcError.code == .readerSessionInvalidationErrorUserCanceled { completion?(.failure(NFCPaymentError.cancelled)) completion = nil } return } completion?(.failure(error)) completion = nil } }

enum NFCPaymentError: LocalizedError { case notAvailable case noPaymentLink case cancelled

var errorDescription: String? { switch self { case .notAvailable: return "NFC is not available on this device." case .noPaymentLink: return "No payment link found on the NFC tag." case .cancelled: return "NFC scan cancelled." } } }


5. **Handle Background Tag Reading (Universal Links)**  
This is the zero-interaction path. The user holds their phone near the POS terminal — even from the lock screen or home screen — and iOS reads the NDEF tag automatically, resolves the URL as a Universal Link, and opens your app. The URL arrives via `NSUserActivity` in your `SceneDelegate`:

```swift
func scene(_ scene: UIScene, continue userActivity: NSUserActivity) {
    guard let url = userActivity.webpageURL else { return }

let urlString = url.absoluteString
    if WalletKit.isPaymentLink(urlString) {
        showPaymentFlow(paymentLink: urlString)
        return
    }

// ...handle other Universal Links
}

For cold start (app was not running), Universal Links arrive in connectionOptions.userActivities:

func scene(_ scene: UIScene, willConnectTo session: UISceneSession,
           options connectionOptions: UIScene.ConnectionOptions) {
    // ...window setup...

// Check for payment Universal Link on cold start
    if let url = connectionOptions.userActivities
           .first(where: { $0.activityType == NSUserActivityTypeBrowsingWeb })?
           .webpageURL,
        WalletKit.isPaymentLink(url.absoluteString) {
        // Delay slightly to let the UI finish loading
        DispatchQueue.main.asyncAfter(deadline: .now() + 0.5) {
            self.showPaymentFlow(paymentLink: url.absoluteString)
        }
    }
}
  1. Wire the NFC Button in Your UI
    Show an NFC scan button only on devices that support it:

    // SwiftUI
    if NFCPaymentReader.isAvailable {
        Button(action: { startNfcScan() }) {
            Image(systemName: "wave.3.right")
        }
    }
    

func startNfcScan() { NFCPaymentReader.shared.scan { result in switch result { case .success(let urlString): if WalletKit.isPaymentLink(urlString) { showPaymentFlow(paymentLink: urlString) } case .failure(let error): if case NFCPaymentError.cancelled = error { return } showError(error) } } }


7. **Process Payment via WalletKit Pay**  
PaymentFlow.swift

```swift
// 1. Fetch payment options
let accounts = ["eip155:1:0xABC...", "eip155:137:0xABC..."]
let options = try await WalletKit.instance.Pay.getPaymentOptions(
    paymentLink: paymentUrl,
    accounts: accounts
)

// 2. Show options UI — user selects one

// 3. Get required signing actions
let actions = try await WalletKit.instance.Pay.getRequiredPaymentActions(
    paymentId: options.paymentId,
    optionId: selectedOption.id
)

// 4. Sign each action (typically eth_signTypedData_v4)
let signatures = try actions.map { action in
    try yourSigner.sign(method: action.method, params: action.params)
}

// 5. Confirm payment
let result = try await WalletKit.instance.Pay.confirmPayment(
    paymentId: options.paymentId,
    optionId: selectedOption.id,
    signatures: signatures
)

Testing

You can test your implementation using our Demo POS App. An Android device is required — reach out to our team to request access.